Your money keeps working even when you're not

You worked hard for your money. Let your money work hard for you. Open a Free Checking account today and enjoy 3.00% APY* along with rewards points when you use your Visa check/debit card.

• Earn more with your everyday banking  
  Enjoy 3.00% APY* on our Free Checking designed to help your money work a little harder for you.
• Earn reward points with every swipe¹
  Earn reward points with every purchase using your HACU debit card and redeem them for cash rewards or gift cards from popular merchants.
• Shop confidently with fraud protection
  Enjoy built-in fraud protection with tools that help keep your information secure, including card controls, purchase alerts and added protection when shopping online.
• Bank with a team that cares
  We’re your Care Team — real people who are here to support you, answer questions and help you make informed financial decisions.