Whether you’re eyeing a new ride, going used or thinking about refinancing what you already have, we’re here to help you make it work for your budget. With competitive rates, flexible terms and financing built around real life, it’s easier to move forward with confidence. And for a limited time, you can enjoy the same low rate on new, used and refinanced vehicles.

• The same low rate, no matter what you drive  
  For a limited time, qualify for the same competitive rate whether you're purchasing a new vehicle, buying used or refinancing from another lender.
• Flexible financing that fits your budget
  Choose from terms up to 84 months, enjoy up to 100% financing and take advantage of options designed to help keep your monthly payment comfortable.
• Save more when you refinance
  You may be able to lower your rate, reduce your monthly payment or both by refinancing your current auto loan with HACU.
• Work with a Care Team that cares
  We're your Care Team — real people who are here to answer questions, walk you through your options and help you make confident financial decisions every step of the way.